Last Monday I paid in Welshy's rent and flat deposit for him, 930 quid.
The money came out of my account on the first, however his landlady hasnt recieved it in her account.
So where's the money?
I asked Natwest, my bank, if they could check it went into the right account, they did this and confirmed it. So I went to her bank HSBC and asked them to confirm that it had gone into her account. They said yes and that it could take a few days to clear. So I waited. And waited. And waited.
Finally I grew fed up of waiting and went to the bank yesterday, they claimed that they could not trace it their end, so I went to Natwest and asked them for the statement showing that it had left my account and gone into hers, which they confirmed and said it must be a fault at the other end.
So I went back to HSBC, gave them her details, showed them this statement and gave them the reciept from the transaction (which I fear they might still have!) and they agreed that it was the right account but they couldnt prove that I'd actually paid the cheque in and told me to get Natwest to trace it, and they traced right into.... Yeah you guessed it, the HSBC account. So they photocopied me a copy of the cheque and I went back to HSBC. Now HSBC are starting to get concerned. Not concerned enough to ring me like they promised too, today though! And certainly not concerned enough to phone up the landlady and explain to her whats going on.
They're still blaming me for somehow getting the numbers wrong, even though when I challenge them about it, they agree that the account details are right.
So where does that leave me? I'm not sure. It leaves Welshy 930 out of pocket and he's potentially going to be homeless come Friday as the Landlady wont give him keys without the deposit!
How can a bank cash a £930 cheque without putting the money into the right account?
I intend to find out the whereabouts of this money tomorrow, even if it takes up my entire day off. I shall take my paper, some supplies and amusements and I refuse to budge from my one-woman peaceful protest until that money is traced and placed in the right account and I get an apology!